Bayzic Terms of Service

1. Definitions

For clarity, certain terms used in these Terms are defined as follows:

1. We / Us / Bayzic: The service provider that operates bayzic.com (the operating entity is located in Hong Kong).
2. You / User: An individual natural person who accesses or uses the Service.
3. Account: The user identity created after you register/log in via an email one-time password (OTP).
4. Workspace: The functional area in the console where, after logging in, you paste or input data and run analyses.
5. User Data: The tabular data you paste or input in the Workspace, field-mapping information, analysis parameters, and other input content necessary for you to initiate an analysis task.
6. Analysis Results: Outputs generated by the system based on the User Data you provide and the model you select.
7. Model / Analysis Model: Optional analysis method modules provided by the Service.
8. Subscription Service: Paid services and quotas purchased as a displayed membership package.
9. Quota: Limits within a certain period on the number of analyses, the number of rows that may be processed, or other resource limits.

2. Scope and Updates of These Terms

1. These Terms apply to your access to and use of the Service website, the Workspace, and related features and content we provide.
2. We may revise these Terms from time to time due to feature changes, compliance requirements, or operational needs, and will update the "Last Updated" date on the relevant page.
3. If you continue using the Service after we update these Terms, you will be deemed to have accepted the updated Terms. If you do not agree to the updates, you must stop using the Service immediately.

3. Service Description

1. The Service provides data processing and analysis tools intended to help you perform quantitative analysis on tabular data you provide.
2. The Service does not constitute investment advice, trading advice, asset allocation advice, or any promise or guarantee of returns.
3. Analysis Results depend on your input data, field mapping, selected model, selected parameters, and runtime environment. Outputs may contain errors, omissions, delays, or may not fit certain scenarios, and any decision you make based on Analysis Results is solely your responsibility.

4. Eligibility and Use Restrictions

1. The Service is currently provided only to individual natural-person users.
2. Corporate procurement, team accounts, multiple users sharing a single Account, using the Service outputs as the primary deliverable of a paid service provided to others, or embedding the Service into a product/system that is open to multiple users for external access are not within the scope of the Service for individual users.
3. If you use the Service in the name of an organization or for an organization’s benefit, or if multiple users share one Account or distribute results to others, we may take restrictive actions under these Terms.

5. Account and Login

1. You may register/log in via an email one-time password (OTP). You must ensure your email address is genuine and usable, and you must properly safeguard your login device and your OTP receiving channel.
2. You are responsible for all activities performed using your Account, including initiating analysis tasks, exporting results, purchasing subscriptions, and configuring settings.
3. If you suspect your Account may be used by others without authorization, you should contact our support email as soon as possible.
4. We may, for security or compliance reasons, restrict abnormal logins, abnormal traffic, or suspected abusive behavior.

You may stop using the Service at any time. Whether a paid service renews after expiration, and how renewal works, will be subject to what is shown on the checkout page/order page.

If you wish to close your Account, you may submit a request via our support email. Necessary records related to legal compliance, security audits, tax and financial bookkeeping may be retained for statutory or reasonable periods, as further described in the Privacy Policy.

6. Your Data and Content

6.1 Your Rights and Responsibilities Regarding User Data

"User Data" in these Terms corresponds to "Workspace Data" in the Privacy Policy. Technical information generated when you access and use the Service corresponds to "Usage Data / Logs and Technical Information" in the Privacy Policy.

1. You retain rights to the User Data you import.
2. You represent that you have a lawful source and the necessary authorization for the User Data you submit to the Service, and that it does not infringe any third-party rights.
3. You must not upload or process sensitive personal information without authorization, confidential data you are not authorized to disclose, illegal content, or data intended for illegal purposes.

6.2 Permission Needed to Provide the Service

To provide analysis and export functions, you agree that we may process User Data within the scope necessary to provide the Service, including receiving, parsing, temporarily storing, computing, generating results, exporting, and necessary processing for troubleshooting and security protection.

6.3 Ownership and Use of Analysis Results

1. Analysis Results are generated by the system based on your inputs. In general, you may view and export them within the Service.
2. You understand and agree that Analysis Results are for your personal use only. You must not use the Service outputs as the core deliverable of a paid service provided to others, and you must not embed them into a product open to multiple users for external access.

7. Acceptable Use (Prohibited Conduct)

You agree that you will not engage in, or assist others in engaging in, any of the following:

1. Attempt to bypass login, quota, subscription limits, or other technical restrictions.
2. Reverse engineer, decompile, disassemble, or otherwise attempt to extract source code or core algorithms.
3. Use automated scripts, crawlers, bulk requests, or similar methods to impose unreasonable load on the system.
4. Upload malicious code, conduct attacks, probe vulnerabilities, or interfere with service operations.
5. Impersonate others, provide false information, or use the Service in a misleading manner.
6. Transfer, rent, lend, or share your Account with others.
7. Use the Service, the model list, or outputs for any illegal purpose.

8. Intellectual Property

1. The Service’s software, pages, interactions, visual elements, trademarks/logos, model organization, and the text and documentation we provide are owned by us or relevant right holders.
2. Your submitted User Data remains yours or belongs to the lawful right holder.
3. If you provide improvement suggestions or feedback, you agree that we may use them to improve the product without paying you unless otherwise agreed in writing.

9. Subscription, Fees, and Refund Policy

9.1 Service Types and Price Display

The Service may offer Trial quota and paid Membership Packages. Specific service content, prices, quotas, validity periods, access rights, and usage rules are subject to what is displayed at the time you place an order.

9.2 Billing and Renewal

Current paid membership packages are displayed with their validity period, quota, price, and renewal rules. Whether auto-renewal applies will be clearly shown on the checkout page/order page or on the payment provider’s page.

9.3 No Refund Policy

Unless mandatory applicable law explicitly requires otherwise, all payments for subscriptions, quotas, and related paid services are final and non-refundable once successfully charged.

Unused quotas or time, low usage frequency, changes in your internal budget or approval process, subjective dissatisfaction, reimbursement failure within your organization, requirements applicable to invoices or foreign-currency payments, or issues caused by your own device, browser, system, network environment, payment method, or third-party provider do not create any refund right.

9.4 Chargebacks and Disputes

If you initiate a chargeback or dispute, we may take necessary measures during the dispute process, including restricting login, suspending service, freezing quotas, or temporarily closing the Account to prevent further loss.

9.5 Third-Party Payment Services

Payments may be processed by third-party payment providers. Where payment failures, risk-control blocks, exchange-rate differences, or similar issues are caused by the third-party payment provider, we will provide reasonable assistance but will not assume liability beyond what is required by law.

9.6 Changes to Pricing, Quotas, and Rules

We may adjust pricing, quotas, feature scope, or usage rules due to operational needs. Services you have already purchased and that are still within the validity period will generally be provided according to what was shown when you placed the order, and changes generally apply to future new orders or the next purchase cycle.

10. Third-Party Services and Links

The Service may integrate or use third-party services such as email delivery, payment, logging and monitoring, and cloud infrastructure. Their availability and rules are their own responsibility.

To the extent permitted by law, we are not liable for impacts caused by third-party interruptions, restrictions, pricing changes, or their own terms updates; however, we will provide necessary assistance within a reasonable scope.

11. Logs, Cookies, and Local Storage

1. To maintain login status and security, the Service may use technologies such as HttpOnly Cookies.
2. To improve stability and troubleshoot issues, the Service may record client-side events and error information within the minimum necessary scope.
3. Certain features may use browser local storage to store session and Workspace state.
4. For more details on personal information processing, please refer to the Privacy Policy.

12. Service Availability, Changes, and Interruptions

1. We will make reasonable efforts to keep the Service stable, but we do not guarantee that it will always be free of faults, delays, or interruptions.
2. We may update, adjust, suspend, or discontinue certain features due to system maintenance, security, compliance requirements, or product iteration.
3. If service is interrupted due to unforeseeable network issues, cloud service failures, attacks, power outages, or similar events, we will make reasonable efforts to restore it, but we do not assume liability for indirect losses caused thereby unless applicable law provides otherwise.

13. Disclaimer

1. The Service and its outputs are provided on an "as is" and "as available" basis. We make no guarantees regarding the accuracy, completeness, suitability, or timeliness of outputs.
2. Analysis Results depend on your input data, the meaning of fields and how they are mapped, the model you select, and the runtime environment. You should decide for yourself whether Analysis Results are suitable for your purpose.
3. You should back up any User Data and exported results that you consider important.

14. Limitation of Liability

1. To the extent permitted by law, we are not liable for any indirect, incidental, punitive, or consequential damages arising from your use of, or inability to use, the Service.
2. Our total aggregate liability to you under these Terms or the Service is capped at the total amount of fees you actually paid for the Service in the 12 months preceding the event giving rise to liability.
3. If you paid no fees in the 12 months preceding the event giving rise to liability, our total aggregate liability is capped at USD 100 or the equivalent amount, whichever is lower.

15. Governing Law and Dispute Resolution

1. Governing Law: The formation, effectiveness, interpretation, performance, and dispute resolution of these Terms are governed by the laws of Hong Kong.
2. Good-Faith Negotiation First: If any dispute arises, both parties shall first attempt to resolve it through good-faith and friendly negotiation.
3. Arbitration: If negotiation fails, any dispute shall be submitted to the Hong Kong International Arbitration Centre for arbitration under its then-effective arbitration rules.
4. Continued Performance: During the dispute process, except for the matters in dispute, both parties shall continue to perform the other parts of these Terms that are not affected by the dispute if applicable.

16. Severability, No Waiver, and Assignment

1. Severability: If any provision of these Terms is found invalid or unenforceable, it will not affect the validity of the remaining provisions.
2. No Waiver: Our failure or delay to exercise any right under these Terms does not constitute a waiver of that right.
3. Assignment: We may assign our rights and obligations under these Terms to an affiliate or successor, provided it does not materially reduce the primary functions or remaining benefits of services you have purchased.

17. Notices and Contact

We may send service-related notices to you through in-service prompts and similar methods.

If you have any questions about these Terms or the Service, please contact us at support@bayzic.com.